First Car Loan
Made Simple.
Buying your first car shouldn’t feel overwhelming. We help first‑time buyers get approved quickly, understand their options, and drive away with confidence.
Trusted by 2,000+ first-time buyers
Why Getting Your First Car Loan Feels Hard
Most first‑time buyers hit the same roadblocks: confusing jargon, unclear criteria, and lenders who don’t explain anything.
Confusing Jargon
"I don't understand interest rates, balloons, or comparison rates."
Fear of Rejection
"I’m worried my credit score isn’t good enough or I don't have history."
Unknown Budget
"I don’t know how much I can actually borrow without hurting my credit."
We Make Your First Car Loan Easy
We translate finance into plain English. No confusing terms. No hidden fees. Just a clear path to your first car.
Tell us what you want
Share your budget, desired car type, and deposit amount. It takes 2 minutes.
We compare lenders
We match you with lenders who specialise in first‑car buyers and negotiate rates.
You get approved fast
Clear repayments, no surprises, no pressure. Drive away with confidence.
Why First‑Time Buyers Trust Us
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First-Car Specialists
We know the specific challenges of little credit history and navigate them for you.
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Multiple Lenders, One Application
Access to 30+ lenders instead of being locked into one bank's strict rules.
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Plain English Guarantee
We explain everything simply. No finance mumbo-jumbo.
"They explained everything so clearly. I felt in control the whole time."
— Michael, 19
Estimate Your Repayments
Adjust the sliders to see what your first car loan might look like.
*Estimate based on avg. rate of 8% p.a. Individual rates vary.
Real Stories From First‑Time Buyers
Jess, 21
Low Credit Score"I thought my credit score would hold me back. They matched me with a lender who specialises in first‑time buyers. Approved in 24 hours!"
Liam, 23
No Deposit"I didn’t have savings for a deposit. Find That Finance found lenders offering low‑deposit options so I could get on the road for work."
Sarah, 20
Casual Job"Working casual shifts made banks say no. These guys helped me structure my application to show my income was stable."
Cars We Can Help You Finance
First-Car Loan FAQs
Yes—many lenders specialise in first‑time buyers with limited credit history. They look at other factors like your income and employment stability.
Not always. Some lenders offer low‑deposit or no‑deposit options depending on your overall application.
No. Our initial assessment is a 'soft check' which doesn't leave a mark on your credit file. We only do a hard check once you decide to proceed with a specific lender.
Some approvals happen within 24 hours depending on your documents. Having your ID and income proof ready speeds up the process.
Ready for Your First Car?
No credit impact. No obligation. Just clarity.
Secure & Confidential